Privacy Policy

Effective Date: July 2026   |   Last Updated: July 2026

At FutureValueCalculator.com, your privacy is important to us. This Privacy Policy is used to tell you what information we collect and how we utilise it, how we protect it, and your rights with respect to your personal data. You agree to this Privacy Policy and what it entails if you use this website. 

1. Who We Are

FutureValueCalculator.com provides and makes available free, independent, educational finance calculators, finance guides, and educational resources of a financial nature. We have no connection with a financial institution, investment firm, or government organisation. 

Contact: contact@futurevaluecalculator.com

2. Information We Collect

2.1 Information You Provide Voluntarily

Personal information is collected only on a voluntary basis from you and may include: 

  • Your name and email address when you contact us via email
  • The content of messages or inquiries you send to us

To use any calculator on this site, and to access any content on this site, there is no need that you create an account or register. 

2.2 Information Collected Automatically

The following details can be automatically gathered with the use of standard Web technologies when you visit FutureValueCalculator.com: 

  • IP address and approximate geographic location
  • Browser type, version, and operating system
  • Pages visited and time spent on each page
  • Referring website or source
  • Device type (desktop, mobile, tablet)

This information is gathered using analytics products and is presented in summary form to facilitate an understanding of what visitors do on the website and to help us enhance our content and functionality. 

2.3 Calculator Inputs

Information you enter into our financial calculators, such as principal, interest rate, and time period, is calculated within your browser, where they are stored locally. No inputs to the calculator are stored, transmitted, or retained on our servers. 

3. How We Use Your Information

The information that we collect is used for the following purposes: 

  • To respond to your questions, feedback, or support requests
  • To improve the functionality, accuracy, and content of the website
  • To analyze website traffic and usage patterns in aggregate
  • To detect, prevent, and address technical issues
  • To comply with legal obligations

No personal information has been sold, rented, traded or otherwise transferred to third parties for marketing purposes. 

4. Cookies and Tracking Technologies

FutureValueCalculator.com may employ cookies and other tracking technologies in order to improve your Internet surfing experience and to gather usage data. 

Types of Cookies We May Use

  • Essential Cookies: These are cookies that are necessary for the website to operate and cannot be blocked by users.
  • Analytics Cookies: Help understand how visitors interact with the website, e.g., Google Analytics
  • Advertising Cookies: These are used to show relevant advertisements by third-party advertising networks, such as Google AdSense.

Cookies can be deactivated or controlled at any time by changing the settings of your browser. If you disable some of these cookies, you might find that the website does not work properly. 

5. Google AdSense and Advertising

Advertisements may appear on FutureValueCalculator.com through Google AdSense and other third-party ad networks. These services may employ cookies, web beacons, and other technologies to gather the details of your visits to this and other sites to deliver you pertinent ads.

To opt out of personalized advertising, go to www.google.com/settings/ads. To learn more about Google’s privacy practices, please check Google’s Privacy Policy at www.google.com/policies/privacy. 

6. Google Analytics

We use Google Analytics to provide analytics about the use and traffic of our website in an anonymous form. Google Analytics tracks various information, including user visits to the site, user interactions with the pages of the site, and other sites that users had visited before visiting the site. This information is only used to enhance the website’s user experience. 

7. Third-Party Links and External Sources

FutureValueCalculator.com will connect to authoritative third-party references cited for educational purposes, such as: 

These links are provided for the purpose of providing educational accuracy and transparency of content. Although approved for their high authority and credibility in the field of financial education, we are not responsible for the content of these external sites.

This Privacy Policy is for FutureValueCalculator.com and its subowners of any content solely. Please read the privacy statements of any outside website that you access through links provided here. 

8. Data Security

We adopt reasonable technical and organizational measures to secure the confidentiality, integrity, authenticity, and security of information we collect from unauthorized access, disclosure, alteration, or destruction. But none of the internet or electronic storage methods are fully secure, and absolute security can’t be guaranteed. 

9. Children’s Privacy

FutureValueCalculator.com is not for use by children under 13 years old. We never collect personal data of children under the age of 13. If you are aware that a child under age 13 has submitted personal data to us, please contact us, and we will promptly remove personal data whenever possible. 

10. Your Rights

These rights may apply to your personal data, depending on your location: 

  • The right to access the personal information we hold about you
  • The right to request correction of inaccurate personal information
  • The right to request deletion of your personal information
  • The right to object to or restrict the processing of your personal information
  • The right to data portability

For any of these rights, please reach out to us at contact@futurevaluecalculator.com. 

11. External Sources and References

FutureValueCalculator.com has used the following authoritative external sources in its educational content: These organizations are not affiliated, endorsed, or partnered with FutureValueCalculator.com. 

These sources are cited for educational purposes and as information only. No formal affiliation or endorsement is implied with these links. 

12. Changes to This Privacy Policy

This Privacy Policy is subject to updates and changes, which can be made at any time without notice. If changes are made, they will be reflected at the top of this webpage with the effective date. By continuing to use this website, you accept the modification of this policy. 

13. Contact Us

Any questions, concerns, or requests in relation to this Privacy Policy or your personal information should be directed to us. 

Email: contact@futurevaluecalculator.com 

Website: www.futurevaluecalculator.com 

This Privacy Policy has been drafted in simple and clear language to make it easy and transparent for users. If you don’t understand any part, feel free to ask us, and we’ll be glad to tell you. 

References

CFI Team. (2020, March 25). CAGR: Compound annual growth rate. Corporate Finance Institute. https://corporatefinanceinstitute.com/resources/valuation/what-is-cagr/ 

Dahlquist, J., & Knight, R. (2026). Principles of finance 2e. OpenStax. https://openstax.org/details/books/principles-finance-2e 

Financial Industry Regulatory Authority. (2024, December 4). Calculating your investment returns. https://www.finra.org/investors/insights/investment-returns 

U.S. Securities and Exchange Commission. (n.d.-a). Real return. Investor.gov. https://www.investor.gov/introduction-investing/investing-basics/glossary/real-return 

U.S. Securities and Exchange Commission. (n.d.-b). What is risk? Investor.gov. https://www.investor.gov/introduction-investing/investing-basics/what-risk 

U.S. Securities and Exchange Commission. (2017, October 2). Investor bulletin: World Investor Week. Investor.gov. https://www.investor.gov/introduction-investing/general-resources/news-alerts/alerts-bulletins/investor-bulletins/investor-9 

FutureValueCalculator.com is a free information education site. We do not have any connections with financial institutions, investors, brokerage systems, or government agencies.